XYF - X Financial Class A logo

XYF

X Financial Class A

Revenue grew 100% of years5Y
Hold

X Financial operates as an online personal finance platform in China, offering Xiaoying credit loans, unsecured and housing loans, along with guarantee and consulting services. It connects borrowers with institutional funds while focusing on risk management.

💲 Financial Services NYSE Listed 2018 ¥ CNY
$1,000 invested 5 years ago $1,030today

Score Overview

1 Year
Score
Net Growth-7.48%
Net TrendShrank
Net Income Consistency
Rev Growth26.56%
Rev TrendGrew
Revenue Consistency
5 Years
Score7.7
Net Growth208.88%
Net Trend60%
Net Income Consistency
Rev Growth122x
Rev TrendEvery year
Revenue Consistency
All Time
Score
Net Growth61.32%
Net Trend43%
Net Income Consistency
Rev Growth242.41%
Rev Trend71%
Revenue Consistency

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X Financial Class A fundamental performance

Between 2020 and 2025, revenue went from -¥ 61M to ¥ 7.43B and net income went from -¥ 1.30B to ¥ 1.42B. Revenue increased in every one of those 5 years; net income in 3.

X Financial Class A currently holds a 5-year HDB Score of 7.7 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 5.24
1 Year2025-08-12
$ 13.03-59.80%
5 Years2021-08-12
$ 5.083.05%

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2025¥ 7.43B¥ 1.42B¥ 3.37B
2024¥ 5.87B¥ 1.53B¥ 2.94B
2023¥ 3.27B¥ 1.18B¥ 2.89B
2022¥ 2.32B¥ 811M¥ 2.37B
2021¥ 1.51B¥ 825M¥ 2.16B
2020-¥ 61M-¥ 1.30B¥ 1.66B
2019¥ 1.27B¥ 774M¥ 1.00B
IPO2018¥ 2.17B¥ 883M¥ 1.06B

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