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WSBF

Waterstone Financial Inc

Waterstone Financial operates as a bank holding company, providing consumer and business banking services in southeastern Wisconsin. Its offerings include deposit accounts, loans, mortgages, and investment products through WaterStone Bank and Waterstone Mortgage Corporation.

๐Ÿ’ฒ Financial Services NASDAQ Listed 2005 $ USD
$1,000 invested 20 years ago โ†’$2,570today

Score Overview

1 Year
Score
Net Growth14.00%
Net TrendGrew
Net Income Consistencyโ€”
Rev Growth-19.64%
Rev TrendShrank
Revenue Consistencyโ€”
5 Years
Score4.5
Net Growth-57.48%
Net Trend60%
Net Income Consistencyโ€”
Rev Growth-39.65%
Rev Trend60%
Revenue Consistencyโ€”
10 Years
Score
Net Growth17.88%
Net Trend70%
Net Income Consistency
Rev Growth-13.47%
Rev Trend70%
Revenue Consistency
20 Years
Score4.6
Net Growth273.75%
Net Trend60%
Net Income Consistency
Rev Growth66.28%
Rev Trend65%
Revenue Consistency
All Time
Score
Net Growth454.70%
Net Trend62%
Net Income Consistency
Rev Growth82.82%
Rev Trend67%
Revenue Consistency

See the full market ranking โ†’

Waterstone Financial Inc fundamental performance

Between 2020 and 2025, revenue declined from $ 317M to $ 201M and net income declined from $ 81M to $ 26M. Revenue increased in 3 of those 5 years; net income in 3.

Across Waterstone Financial Inc's full reported history, from 2005 to 2025, revenue grew from $ 88M to $ 201M and net income grew from $ 5M to $ 26M. Revenue increased in 67% of the years measured; net income in 62%.

Waterstone Financial Inc currently holds a 20-year HDB Score of 4.6 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 21.00โ€”
1 Year2025-08-12
$ 13.4656.06%
5 Years2021-08-12
$ 16.4927.35%
10 Years2016-08-12
$ 9.76115.13%
20 Years2006-08-11
$ 8.17157.03%
All Time2005-10-05
$ 5.78263.27%

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 162M$ 30M$ 275M
2025$ 201M$ 26M$ 234M
2024$ 199M$ 18M$ 191M
2023$ 176M$ 9M$ 235M
2022$ 171M$ 19M$ 232M
2021$ 268M$ 70M$ 541M
2020$ 317M$ 81M$ 235M
2019$ 207M$ 35M$ 240M
2018$ 188M$ 30M$ 246M
2017$ 188M$ 25M$ 231M
2016$ 187M$ 25M$ 247M
2015$ 166M$ 16M$ 349M
2014$ 148M$ 12M$ 424M
2013$ 150M$ 14M$ 642M
2012$ 161M$ 34M$ 247M
2011$ 122M-$ 7M$ 278M
2010$ 128M-$ 1M$ 65M
2009$ 111M-$ 10M$ 61M
2008$ 112M-$ 26M$ 14M
2007$ 103M$ 1M$ 6M
2006$ 97M$ 8M$ 54M
IPO2005$ 88M$ 5M$ 8M

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