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UPST

Upstart Holdings Inc

Upstart Holdings operates a cloud-based AI lending platform in the U.S., offering personal loans, auto loans, and home equity lines of credit. Its services aggregate consumer demand for various loan products, targeting individuals seeking financing solutions.

💲 Financial Services NASDAQ Listed 2020 $ USD
$1,000 invested 5 years ago $163today

Score Overview

1 Year
Score
Net Growth12.56%
Net TrendGrew
Net Income Consistency
Rev Growth17.43%
Rev TrendGrew
Revenue Consistency
5 Years
Score4.8
Net Growth-55.45%
Net Trend60%
Net Income Consistency
Rev Growth48.83%
Rev Trend60%
Revenue Consistency
All Time
Score
Net Growth10x
Net Trend67%
Net Income Consistency
Rev Growth441.09%
Rev Trend67%
Revenue Consistency

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Upstart Holdings Inc fundamental performance

Across Upstart Holdings Inc's full reported history, from 2020 to 2025, revenue grew from $ 233M to $ 1.07B and net income grew from $ 5M to $ 53M. Revenue increased in 67% of the years measured; net income in 67%.

Upstart Holdings Inc currently holds a 5-year HDB Score of 4.8 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 29.10
1 Year2025-08-12
$ 63.41-54.11%
5 Years2021-08-12
$ 178.12-83.66%
All Time2020-12-16
$ 29.47-1.26%

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 1.26B$ 60M$ 496M
2025$ 1.07B$ 53M$ 657M
2024$ 676M-$ 128M$ 793M
2023$ 547M-$ 240M$ 377M
2022$ 842M-$ 108M$ 432M
2021$ 848M$ 135M$ 994M
IPO2020$ 233M$ 5M$ 258M

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