SYF - Synchrony Financial logo

Synchrony Financial

SYF

Synchrony Financial offers consumer financial services, including private label and co-branded credit cards, installment loans, and deposit products. It partners with retailers, healthcare providers, and other businesses to provide tailored financing solutions.

๐Ÿ’ฒ Financial Services NYSE Listed 2014 $ USD
$1,000 invested 10 years ago โ†’$3,359today

Score Overview

1 Year
Score
Net Growth-0.96%
Net TrendShrank
Net Income Consistencyโ€”
Rev Growth-0.82%
Rev TrendShrank
Revenue Consistencyโ€”
5 Years
Score5.3
Net Growth-16.65%
Net Trend40%
Net Income Consistencyโ€”
Rev Growth68.91%
Rev Trend60%
Revenue Consistencyโ€”
10 Years
Score
Net Growth56.29%
Net Trend50%
Net Income Consistency
Rev Growth55.15%
Rev Trend60%
Revenue Consistency
All Time
Score
Net Growth66.81%
Net Trend58%
Net Income Consistency
Rev Growth86.75%
Rev Trend67%
Revenue Consistency

Explore the 2021 public Archive ranking โ†’

Where Synchrony Financial has ranked, year by year

Measure
Fundamentals Window

Not enough ranking history to display a chart

This chart needs at least two years of available HDB Score rankings on 10 years of fundamentals. SYF does not have enough ranked years in the public Archive through 2021.

More recent Archive years are available with Membership. Coverage varies by company and measure.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-10-22
$ 75.09โ€”
1 Year2025-10-22
$ 71.814.56%
5 Years2021-10-22
$ 44.0170.60%
10 Years2016-10-21
$ 22.35235.93%
All Time2014-07-31
$ 18.13314.25%

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Reported in USD

Year
TTM$ 18.95B$ 3.51B$ 16.19B
2025$ 19.11B$ 3.55B$ 17.32B
2024$ 20.75B$ 3.49B$ 17.79B
2023$ 17.33B$ 2.23B$ 14.25B
2022$ 13.19B$ 3.01B$ 10.21B
2021$ 11.22B$ 4.22B$ 13.62B
2020$ 12.82B$ 1.38B$ 18.99B
2019$ 15.60B$ 3.74B$ 12.14B
2018$ 15.15B$ 2.79B$ 15.45B
2017$ 13.75B$ 1.93B$ 11.60B
2016$ 12.22B$ 2.25B$ 9.32B
2015$ 10.88B$ 2.21B$ 12.32B
IPO2014$ 10.15B$ 2.10B$ 11.82B
SYF - Synchrony Financial logo

Synchrony Financial fundamental performance

Between 2020 and 2025, revenue grew from $ 12.82B to $ 19.11B and net income grew from $ 1.38B to $ 3.55B. Revenue increased in 3 of those 5 years; net income in 2.

Across Synchrony Financial's full reported history, from 2014 to 2025, revenue grew from $ 10.15B to $ 19.11B and net income grew from $ 2.10B to $ 3.55B. Revenue increased in 67% of the years measured; net income in 58%.

Synchrony Financial currently holds a 5-year HDB Score of 5.3 out of 10. How the HDB Score is calculated.

Membership

Explore SYF with current data

The public Archive runs through 2021. Membership adds recent and current rankings.

  • Recent and current rankings across 5,119 companies
  • Compare companies with the latest data
  • Track your research shortlist in a portfolio

$99 / year

$149/year ยท Founding price

Continue with Membership

30-day money-back guarantee.

Explore other companies