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CZNC

Citizens & Northern Corp

Citizens & Northern Corporation operates as a bank holding company for Citizens & Northern Bank, providing banking services, including deposit accounts, loans, wealth management, insurance, and investment products to individual and corporate customers in Pennsylvania and New York.

๐Ÿ’ฒ Financial Services NASDAQ Listed 1996 $ USD
$1,000 invested 30 years ago โ†’$6,771today

Score Overview

1 Year
Score
Net Growth-9.75%
Net TrendShrank
Net Income Consistencyโ€”
Rev Growth-0.82%
Rev TrendShrank
Revenue Consistencyโ€”
5 Years
Score5.2
Net Growth21.88%
Net Trend40%
Net Income Consistencyโ€”
Rev Growth53.51%
Rev Trend80%
Revenue Consistencyโ€”
10 Years
Score
Net Growth42.23%
Net Trend30%
Net Income Consistency
Rev Growth149.21%
Rev Trend80%
Revenue Consistency
20 Years
Score4.0
Net Growth80.43%
Net Trend25%
Net Income Consistency
Rev Growth112.82%
Rev Trend60%
Revenue Consistency
30 Years
Scoreโ€”
Net Growthโ€”
Net Trendโ€”
Net Income Consistency
Rev Growthโ€”
Rev Trendโ€”
Revenue Consistency
All Time
Score
Net Growth153.13%
Net Trend38%
Net Income Consistency
Rev Growth461.22%
Rev Trend69%
Revenue Consistency

See the full market ranking โ†’

Citizens & Northern Corp fundamental performance

Between 2020 and 2025, revenue grew from $ 100M to $ 154M and net income grew from $ 19M to $ 23M. Revenue increased in 4 of those 5 years; net income in 2.

Across Citizens & Northern Corp's full reported history, from 1996 to 2025, revenue grew from $ 27M to $ 154M and net income grew from $ 9M to $ 23M. Revenue increased in 69% of the years measured; net income in 38%.

Citizens & Northern Corp currently holds a 20-year HDB Score of 4.0 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 25.95โ€”
1 Year2025-08-12
$ 18.4940.34%
5 Years2021-08-12
$ 19.4633.33%
10 Years2016-08-12
$ 12.96100.27%
20 Years2006-08-11
$ 8.34211.23%
30 Years1996-08-12
$ 3.836x
All Time1996-05-30
$ 3.786x

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2025$ 154M$ 23M$ 337M
2024$ 155M$ 25M$ 348M
2023$ 136M$ 24M$ 472M
2022$ 115M$ 26M$ 553M
2021$ 108M$ 30M$ 622M
2020$ 100M$ 19M$ 451M
2019$ 82M$ 19M$ 381M
2018$ 69M$ 22M$ 400M
2017$ 60M$ 13M$ 396M
2016$ 59M$ 15M$ 427M
2015$ 61M$ 16M$ 456M
2014$ 61M$ 17M$ 552M
2013$ 66M$ 18M$ 527M
2012$ 74M$ 22M$ 532M
2011$ 77M$ 23M$ 542M
2010$ 76M$ 19M$ 46M
2009$ 82M-$ 39M$ 92M
2008$ 87M$ 10M$ 24M
2007$ 80M$ 10M$ 31M
2006$ 44M$ 11M$ 27M
2005$ 72M$ 12M$ 26M
2004$ 67M$ 14M$ 18M
2003$ 66M$ 16M$ 15M
2002$ 66M$ 14M$ 14M
2001$ 62M$ 12M$ 16M
2000$ 58M$ 8M$ 13M
1999$ 57M$ 11M$ 18M
1998$ 54M$ 11M$ 16M
1997$ 28M$ 10M$ 14M
IPO1996$ 27M$ 9M$ 14M

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