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CZFS

Citizens Financial Services Inc. Common Stock

Citizens Financial Services, Inc. offers banking products, including deposit accounts, residential and commercial loans, investment management, trust services, brokerage, financial planning, mutual funds, and insurance products for diverse customers.

๐Ÿ’ฒ Financial Services NASDAQ Listed 2001 $ USD
$1,000 invested 30 years ago โ†’$10,844today

Score Overview

1 Year
Score
Net Growth12.25%
Net TrendGrew
Net Income Consistencyโ€”
Rev Growth1.41%
Rev TrendGrew
Revenue Consistencyโ€”
5 Years
Score6.7
Net Growth40.98%
Net Trend60%
Net Income Consistencyโ€”
Rev Growth105.43%
Rev TrendEvery year
Revenue Consistencyโ€”
10 Years
Score
Net Growth224.82%
Net Trend80%
Net Income Consistency
Rev Growth245.13%
Rev TrendEvery year
Revenue Consistency
20 Years
Score7.7
Net Growth7x
Net Trend80%
Net Income Consistency
Rev Growth367.66%
Rev Trend80%
Revenue Consistency
All Time
Score
Net Growth10x
Net Trend80%
Net Income Consistency
Rev Growth427.36%
Rev Trend72%
Revenue Consistency

See the full market ranking โ†’

Citizens Financial Services Inc. Common Stock fundamental performance

Between 2015 and 2025, revenue grew from $ 43M to $ 173M and net income grew from $ 11M to $ 36M. Revenue increased in every one of those 10 years; net income in 8.

Across Citizens Financial Services Inc. Common Stock's full reported history, from 2001 to 2025, revenue grew from $ 33M to $ 173M and net income grew from $ 3M to $ 36M. Revenue increased in 72% of the years measured; net income in 80%.

Citizens Financial Services Inc. Common Stock currently holds a 20-year HDB Score of 7.7 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 82.95โ€”
1 Year2025-08-12
$ 56.6446.46%
5 Years2021-08-12
$ 51.3361.60%
10 Years2016-08-09
$ 34.26142.09%
20 Years2006-08-09
$ 9.838x
30 Years1996-08-07
$ 7.6510x

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 175M$ 41M$ 30M
2025$ 173M$ 36M$ 74M
2024$ 168M$ 27M$ 93M
2023$ 138M$ 17M$ 474M
2022$ 93M$ 29M$ 471M
2021$ 85M$ 29M$ 596M
2020$ 81M$ 25M$ 377M
2019$ 70M$ 19M$ 273M
2018$ 64M$ 18M$ 273M
2017$ 56M$ 13M$ 283M
2016$ 50M$ 12M$ 338M
2015$ 43M$ 11M$ 391M
2014$ 42M$ 13M$ 323M
2013$ 43M$ 13M$ 327M
2012$ 46M$ 14M$ 336M
2011$ 45M$ 12M$ 349M
2010$ 45M$ 11M$ 43M
2009$ 44M$ 9M$ 31M
2008$ 38M$ 6M$ 19M
2007$ 41M$ 6M$ 10M
2006$ 37M$ 5M$ 10M
2005$ 33M$ 5M$ 8M
2004$ 30M$ 5M$ 9M
2003$ 30M$ 4M$ 9M
2002$ 32M$ 5M$ 11M
IPO2001$ 33M$ 3M$ 11M

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