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Citizens Inc

Citizens, Inc. is a financial services company that provides life, living benefits, and final expense insurance to individuals and small businesses in the U.S., Latin America, and Asia, focusing on whole life and critical illness policies for diverse markets.

๐Ÿ’ฒ Financial Services NYSE Listed 1988 $ USD
$1,000 invested 30 years ago โ†’$809today

Score Overview

1 Year
Score
Net Growth-20.51%
Net TrendShrank
Net Income Consistencyโ€”
Rev Growth-0.82%
Rev TrendShrank
Revenue Consistencyโ€”
5 Years
Score2.3
Net Growth-84.05%
Net TrendNever
Net Income Consistencyโ€”
Rev Growth1.19%
Rev Trend60%
Revenue Consistencyโ€”
10 Years
Score
Net Growth489.03%
Net Trend30%
Net Income Consistency
Rev Growth3.30%
Rev Trend60%
Revenue Consistency
20 Years
Score3.6
Net Growth33.66%
Net Trend40%
Net Income Consistency
Rev Growth60.39%
Rev Trend75%
Revenue Consistency
30 Years
Score
Net Growth427.18%
Net Trend50%
Net Income Consistency
Rev Growth296.73%
Rev Trend77%
Revenue Consistency
All Time
Score
Net Growth18x
Net Trend50%
Net Income Consistency
Rev Growth20x
Rev Trend79%
Revenue Consistency

See the full market ranking โ†’

Citizens Inc fundamental performance

Between 2015 and 2025, revenue grew from $ 236M to $ 255M and net income went from -$ 3M to $ 14M. Revenue increased in 6 of those 10 years; net income in 3.

Across Citizens Inc's full reported history, from 1988 to 2025, revenue grew from $ 12M to $ 255M and net income went from -$ 700K to $ 14M. Revenue increased in 79% of the years measured; net income in 50%.

Citizens Inc currently holds a 20-year HDB Score of 3.6 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 3.92โ€”
1 Year2025-08-12
$ 5.09-22.99%
5 Years2021-08-12
$ 5.90-33.56%
10 Years2016-08-12
$ 9.55-58.95%
20 Years2006-08-11
$ 5.07-22.68%
30 Years1996-08-12
$ 4.84-19.07%
All Time1988-12-05
$ 2.1780.65%

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 253M$ 11M
2025$ 255M$ 14M$ 49M
2024$ 245M$ 14M$ 29M
2023$ 240M$ 24M$ 26M
2022$ 232M$ 26M$ 1.20B
2021$ 250M$ 72M$ 1.49B
2020$ 238M-$ 10M$ 1.52B
2019$ 250M-$ 1M$ 1.42B
2018$ 244M-$ 11M$ 1.28B
2017$ 252M-$ 38M$ 1.02B
2016$ 245M$ 1M$ 917M
2015$ 236M-$ 3M$ 818M
2014$ 230M-$ 5M$ 757M
2013$ 213M$ 4M$ 659M
2012$ 202M$ 4M$ 663M
2011$ 194M$ 8M$ 35M
2010$ 190M$ 14M$ 49M
2009$ 188M$ 17M$ 51M
2008$ 146M-$ 15M$ 66M
2007$ 169M$ 16M$ 38M
2006$ 158M$ 8M$ 24M
2005$ 142M$ 7M$ 18M
2004$ 99M$ 7M$ 31M
2003$ 92M$ 3M$ 15M
2002$ 82M$ 4M$ 19M
2001$ 67M$ 3M$ 6M
2000$ 66M$ 2M$ 4M
1999$ 71M$ 1M$ 11M
1998$ 72M-$ 6M$ 10M
1997$ 65M$ 3M$ 6M
1996$ 63M$ 2M$ 6M
1995$ 49M$ 4M$ 7M
1994$ 49M$ 4M
1993$ 42M$ 5M
1992$ 34M$ 4M
1991$ 27M$ 4M
1990$ 20M$ 1M
1989$ 17M-$ 400K
IPO1988$ 12M-$ 700K

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