BFH - Bread Financial Holdings, Inc. logo

BFH

Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. provides payment and lending solutions, including credit card financing, installment loans, and digital payment products. It partners with retailers and e-commerce platforms, managing private label and co-brand credit programs.

๐Ÿ’ฒ Financial Services NYSE Listed 2001 $ USD
$1,000 invested 5 years ago โ†’$1,346today

Score Overview

1 Year
Score
Net Growth9.65%
Net TrendGrew
Net Income Consistencyโ€”
Rev Growth1.17%
Rev TrendGrew
Revenue Consistencyโ€”
5 Years
Score5.9
Net Growth-29.09%
Net Trend60%
Net Income Consistencyโ€”
Rev Growth45.38%
Rev Trend80%
Revenue Consistencyโ€”
10 Years
Score
Net Growth10.12%
Net Trend60%
Net Income Consistency
Rev Growth-33.40%
Rev Trend50%
Revenue Consistency
20 Years
Score5.1
Net Growth199.57%
Net Trend65%
Net Income Consistency
Rev Growth186.94%
Rev Trend70%
Revenue Consistency
All Time
Score
Net Growth56x
Net Trend72%
Net Income Consistency
Rev Growth6x
Rev Trend76%
Revenue Consistency

Explore the 2021 public Archive ranking โ†’

Where Bread Financial Holdings, Inc. has ranked, year by year

Measure
Fundamentals Window

Showing 10 years ranking history by HDB Score.

Has not reached the top 50 on HDB Score in any year we have ranked.

  • BFH

2012: 6.2% ยท 2021: 60.7% ยท free through 2021 ยท longest runs

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-09-28
$ 101.25โ€”
1 Year2025-09-26
$ 58.9271.84%
5 Years2021-09-28
$ 75.2134.62%
10 Years2016-09-28
$ 146.57-30.92%
20 Years2006-09-28
$ 37.62169.15%
All Time2001-06-15
$ 8.8011x

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 4.75B$ 568M$ 3.68B
2025$ 4.69B$ 518M$ 3.77B
2024$ 3.83B$ 277M$ 3.84B
2023$ 4.28B$ 718M$ 3.76B
2022$ 3.82B$ 223M$ 3.98B
2021$ 3.27B$ 801M$ 3.11B
2020$ 3.29B$ 214M$ 3.08B
2019$ 3.34B$ 278M$ 3.87B
2018$ 5.66B$ 963M$ 3.81B
2017$ 5.47B$ 788M$ 4.19B
2016$ 7.13B$ 515M$ 1.85B
2015$ 6.43B$ 596M$ 1.16B
2014$ 5.30B$ 506M$ 1.07B
2013$ 4.31B$ 496M$ 969M
2012$ 3.64B$ 422M$ 893M
2011$ 3.17B$ 315M$ 216M
2010$ 2.79B$ 193M$ 139M
2009$ 1.96B$ 143M$ 213M
2008$ 2.02B$ 206M$ 156M
2007$ 1.96B$ 164M$ 219M
2006$ 1.65B$ 189M$ 180M
2005$ 1.55B$ 138M$ 143M
2004$ 1.25B$ 102M$ 84M
2003$ 1.04B$ 67M$ 67M
2002$ 865M$ 23M$ 30M
IPO2001$ 773M-$ 10M$ 117M
BFH - Bread Financial Holdings, Inc. logo

Bread Financial Holdings, Inc. fundamental performance

Between 2020 and 2025, revenue grew from $ 3.29B to $ 4.69B and net income grew from $ 214M to $ 518M. Revenue increased in 4 of those 5 years; net income in 3.

Across Bread Financial Holdings, Inc.'s full reported history, from 2001 to 2025, revenue grew from $ 773M to $ 4.69B and net income went from -$ 10M to $ 518M. Revenue increased in 76% of the years measured; net income in 72%.

Bread Financial Holdings, Inc. currently holds a 20-year HDB Score of 5.1 out of 10. How the HDB Score is calculated.

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