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BFH

Bread Financial Holdings, Inc.

Bread Financial Holdings, Inc. provides payment and lending solutions, including credit card financing, installment loans, and digital payment products. It partners with retailers and e-commerce platforms, managing private label and co-brand credit programs.

๐Ÿ’ฒ Financial Services NYSE Listed 2001 $ USD
$1,000 invested 20 years ago โ†’$3,386today

Score Overview

1 Year
Score
Net Growth9.65%
Net TrendGrew
Net Income Consistencyโ€”
Rev Growth1.17%
Rev TrendGrew
Revenue Consistencyโ€”
5 Years
Score5.9
Net Growth-29.09%
Net Trend60%
Net Income Consistencyโ€”
Rev Growth45.38%
Rev Trend80%
Revenue Consistencyโ€”
10 Years
Score
Net Growth10.12%
Net Trend60%
Net Income Consistency
Rev Growth-33.40%
Rev Trend50%
Revenue Consistency
20 Years
Score5.1
Net Growth199.57%
Net Trend65%
Net Income Consistency
Rev Growth186.94%
Rev Trend70%
Revenue Consistency
All Time
Score
Net Growth56x
Net Trend72%
Net Income Consistency
Rev Growth6x
Rev Trend76%
Revenue Consistency

See the full market ranking โ†’

Bread Financial Holdings, Inc. fundamental performance

Between 2020 and 2025, revenue grew from $ 3.29B to $ 4.69B and net income grew from $ 214M to $ 518M. Revenue increased in 4 of those 5 years; net income in 3.

Across Bread Financial Holdings, Inc.'s full reported history, from 2001 to 2025, revenue grew from $ 773M to $ 4.69B and net income went from -$ 10M to $ 518M. Revenue increased in 76% of the years measured; net income in 72%.

Bread Financial Holdings, Inc. currently holds a 20-year HDB Score of 5.1 out of 10. How the HDB Score is calculated.

Net Income x Stock Price

Historical Returns

Historical Returns
PeriodPriceReturn
Last Price2026-08-12
$ 110.45โ€”
1 Year2025-08-12
$ 59.9084.39%
5 Years2021-08-12
$ 68.2461.86%
10 Years2016-08-12
$ 150.19-26.46%
20 Years2006-08-11
$ 32.62238.61%
All Time2001-06-15
$ 8.8212x

Prices are split & dividend adjusted. All values are reported in USD.

Fundamental Data

Year
2026$ 4.75B$ 568M$ 3.68B
2025$ 4.69B$ 518M$ 3.77B
2024$ 3.83B$ 277M$ 3.84B
2023$ 4.28B$ 718M$ 3.76B
2022$ 3.82B$ 223M$ 3.98B
2021$ 3.27B$ 801M$ 3.11B
2020$ 3.29B$ 214M$ 3.08B
2019$ 3.34B$ 278M$ 3.87B
2018$ 5.66B$ 963M$ 3.81B
2017$ 5.47B$ 788M$ 4.19B
2016$ 7.13B$ 515M$ 1.85B
2015$ 6.43B$ 596M$ 1.16B
2014$ 5.30B$ 506M$ 1.07B
2013$ 4.31B$ 496M$ 969M
2012$ 3.64B$ 422M$ 893M
2011$ 3.17B$ 315M$ 216M
2010$ 2.79B$ 193M$ 139M
2009$ 1.96B$ 143M$ 213M
2008$ 2.02B$ 206M$ 156M
2007$ 1.96B$ 164M$ 219M
2006$ 1.65B$ 189M$ 180M
2005$ 1.55B$ 138M$ 143M
2004$ 1.25B$ 102M$ 84M
2003$ 1.04B$ 67M$ 67M
2002$ 865M$ 23M$ 30M
IPO2001$ 773M-$ 10M$ 117M

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